Perkins Loan Services

Employment Deferment and Cancellations

Child or Family Service Agency

You must be a full-time employee in a public or private nonprofit child or family service agency providing, or supervising the provision of, services only to high-risk children who are from low-income communities and the families of such children.

An elementary or secondary school system or hospitals are not eligible employing agencies.

High-risk children are individuals under the age of 21 who are low-income or at risk of abuse or neglect, have been abused or neglected, have serious emotional, mental, or behavioral disturbances, reside in placements outside their homes, or are involved in the juvenile justice system.

Low-income communities are communities in which there is a high concentration of children eligible to be counted under Title I of the Elementary and Secondary Education Act of 1965, as amended.

Title I children are children between the ages of 5 and 17.

Deferment / Cancellation Form