Perkins Loan Services

Deferments

The Perkins loan program allows several types of deferments for certain circumstances. The borrower must request a deferment from the school by completing the appropriate form at the beginning of the deferment period. Each type of deferment has its own form, and some deferments require additional documentation. Please read the form carefully.

These deferments are followed by a grace period before billing resumes. During the deferment and the grace period, interest will not accrue and payments will not be due. You will receive written notification when your application has been processed.

Some deferments are only eligible for loans made prior to July 1, 1993, as indicated below. If more information is needed on these deferments, please contact our office.

The following deferments are available under the Perkins loan program and do not have cancellation provisions. For additional information, click on the deferment you are interested in. Information on Employment Deferments.

• Student Deferment
• Economic Hardship
• Unemployment
• Graduate Fellowship
• Internship or Residency Program
• Rehabilitation Training

Loans made on or before July 1, 1993

• Military Deferment
• Peace Corps
• U.S.Public Health Service
• National Oceanic & Atmospheric Administration (NOAA)
• Temporary Total Disability
• Pregnancy, Care of Newborn or Newly Adopted Child
• Mother of Preschooler or Returning to Work (loans from7/1/1993 to 7/1/1987)
• Hardship