Short-Term Disability Insurance
If you're a benefits-eligible employee, you may participate in short-term disability insurance. Coverage is optional and completely paid by you. The university doesn't contribute to this benefit.
As an employee, Short Term Disability provides income replacement if you become ill or injured and are unable to work due to a non-occupational injury. If your claim is approved, the plan pays 60% of your weekly salary (including offsets, such as Social Security, retirement annuities, or any other disability benefit) after a 14-day waiting period or until all of your sick leave is exhausted, whichever is longer. With an approved claim, this insurance will pay you 60% of your weekly earnings up to a maximum of $693 per week. The benefit may pay for a maximum of 22 weeks.
Social Security, certain retirement annuities or any other disability benefit may offset your coverage amount.
Pre-existing condition clause
If a pre-existing condition exists, the benefit is limited to four weeks. A pre-existing condition is one where medical treatment or advice was rendered, prescribed or recommended within three months prior to your effective date of coverage by short-term disability insurance.
- Plan provider's website
- Short-Term Disability Certificate [PDF]
- Short-Term Disability Benefits Highlights [PDF]
- Instructions for Filing a Claim
- Blue CareLink [PDF]
- Frequently Asked Questions
- Guidance Resources [PDF]
- Travel Resources [PDF]
- Dearborn Forms
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