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Short-Term Disability Insurance

If you're a benefits-eligible employee, you may participate in short-term disability insurance. Coverage is optional and completely paid by you. The university doesn't contribute to this benefit.

As an employee, Short Term Disability provides income replacement if you become ill or injured and are unable to work due to a non-occupational injury. If your claim is approved, the plan pays 60% of your weekly salary (including offsets, such as Social Security, retirement annuities, or any other disability benefit) after a 14-day waiting period or until all of your sick leave is exhausted, whichever is longer. With an approved claim, this insurance will pay you 60% of your weekly earnings up to a maximum of $693 per week. The benefit may pay for a maximum of 22 weeks.

Offsets

Social Security, certain retirement annuities or any other disability benefit may offset your coverage amount.

Pre-existing condition clause

If a pre-existing condition exists, the benefit is limited to four weeks. A pre-existing condition is one where medical treatment or advice was rendered, prescribed or recommended within three months prior to your effective date of coverage by short-term disability insurance.

Plan Information:

Contact Information:

Insurance Company Telephone Hours

Dearborn National
Short Term Group Number: GFZ71778

1-866-628-2606 Mon.-Fri. 8 a.m.- 5:30 p.m. CST