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Benefit Information for New Employees

As a UT Austin employee, you are eligible for several insurance and retirement programs. Some of these programs require that you make enrollment decisions quickly. UT Austin also provides other benefits, including leave and compensation programs, that you'll want to become familiar with.

Insurance Benefits for Full-Time Employees and Graduate Students

UT Austin provides full-time employees and graduate student employees working at least 20 hours per week with Basic Coverage. The State of Texas and UT Austin pay the full premium. The amount the State of Texas and UT Austin contribute toward the cost of insurance for you and your dependents is called premium sharing.

You may supplement the Basic Coverage by electing available optional coverage and/or dependent coverage within 31 days of your initial date of benefits-eligible employment. An annual enrollment period allows you to later make changes to your benefit selections to best meet your personal or family needs. In addition, if you have a qualified status change you may make changes to your benefit elections during a plan year.

The State of Texas and UT Austin pay 100% of the cost of medical coverage for you and 50% of the cost of dependent medical coverage. UT Austin supplements the state premium sharing for benefits-eligible graduate student employees, so you receive the full-time premium sharing amount, even if you work only part time. If you elect optional coverage and/or dependent coverage, you must pay a monthly premium that will be deducted from your pay.

Insurance Benefits for Part-Time Employees (Non-Graduate Student)

If you work at least 50% time for at least four and a half months, you can choose from the same coverage options as full-time employees. However, you are not automatically enrolled in Basic Coverage. You must complete insurance enrollment paperwork within your first 31 days of employment or you will have no insurance coverage.

You will receive 50% premium sharing for medical coverage and 25% premium sharing toward medical coverage for your eligible dependents. Your share of the monthly premiums will be deducted from your pay.

Retirement Plans

If you are appointed for at least 20 hours per week for at least four and a half months, you are automatically enrolled in the Teacher Retirement System of Texas (TRS) and participation is mandatory.  If you perform certain jobs, you may choose to participate in the Optional Retirement Program (ORP) instead of TRS. The option to enroll in ORP is a once-per-lifetime, irrevocable decision. You have a 90-day election period beginning on your date of eligibility to choose whether to enroll in ORP.

Graduate students employed in positions that require student status as a condition of employment are not eligible to participate in TRS or ORP.

Two supplemental retirement programs are available: the UTSaver Tax-Sheltered Annuity Program (TSA) and the UTSaver Deferred Compensation Plan (DCP). You may contribute to one or both supplemental retirement programs, whether or not you are eligible for TRS or ORP participation.