When is Evidence of Insurability Required?
The Evidence of Insurability (EOI) is an online health questionnaire that the insurance company uses to verify if a person meets the definition of good health. You will need to provide the physician names and contact information (address and phone number), medical issues, current medications, and treatment plans. In My UT Benefits you will be required to complete the EOI when increasing the voluntary life insurance values for yourself or spouse or if the employee is adding a disability plan.
Elections for insurance must be made by July 31. You have until August 15 to complete the EOI in My UT Benefits. You will receive notification after the insurance company makes the EOI determination or if additional information is necessary. If your EOI is approved by the insurance company, the requested insurance will become effective on the later of September 1 or the first of the month following the approval date (pending approved Evidence of Eligibility (EOE) for your spouse if applicable). If your EOI is incomplete or unapproved, the requested insurance will not become effective and you will not be charged premiums for the benefit.
Note: EOI is required when the employee or retiree is adding Long Term Care for self or an eligible dependent. To enroll you may visit the CNA website or print an application. Feel free to contact CNA customer service for assistance at (888) 825-0353.
Evidence of Insurability Requirements
|Life||For any increase of coverage, except $10,000 dependent coverage*||For any increase of coverage|
|Short Term Disability||Yes||N/A|
|Long Term Disability||Yes||N/A|
|Long Term Care||Yes||Yes|
*You must have coverage of at least 1x salary in order to enroll your dependents for $10,000 coverage.