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In 1993 and 1995 the Texas Legislature enacted numerous civil justice reforms, popularly known as "tort reforms." The goal of these reforms was to reduce litigation costs and the size of litigation judgements, and to control escalating insurance costs.
This report is the second from a three-year study conducted by the LBJ School of Public Affairs and the Texas Department of Insurance on the effects of tort reform legislation. The first report, Tort Reform Analysis: A Study to Measure the Impact of Civil Justice Reforms, used information obtained from focus groups, individual interviews, and written surveys to assess how behavioral changes relating to tort reform affect insured loss in Texas.
Using the same methodology, the second report concludes that the Texas tort reforms have led to lower settlement and award values, which should lead to considerable savings to insurers. The first three chapters introduce the study methodology and summarize the findings of the focus groups. Extensive appendixes include a summary of the 1993-1995 tort reform laws and a detailed analysis of survey responses.
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