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Understanding Workers' Compensation

Workers' Compensation Insurance (WCI) provides university employees with medical benefits and, in some cases, weekly income payments in the event that they suffer injuries while performing their job duties.

Your employees are entitled to medical aid, hospital services, and medication required at the time of injury, and afterward, to treat occupational injuries or diseases. In some cases, your employees may get financial benefits to make up for a temporary loss of earnings and/or a permanent impairment from an injury. WCI is not health insurance and it doesn't compensate employees for damage to or loss of personal property.

Injuries Covered

A covered injury is one that happens because of, and during, the performance of your employee's job duties. In this case, "injury" means physical damage to your employee's body. This includes diseases or infections that result from the damage or harm incurred while on-the-job. "Injury" also includes occupational diseases.

Life's ordinary diseases are not covered under WCI, so you should instruct employees to refer to their medical insurance information when they seek advice about non-work-related illnesses.

When an injury is not covered

University Policy

It is against university policy to discharge or, in any other manner, discriminate against an employee because the employee has filed a workers' compensation claim. However, an on-the-job injury does not guarantee an employee a job with the university. An employee may be disciplined or discharged for a number of valid reasons, including making fraudulent statements concerning an injury, or for other reasons that would generally lead to discipline or discharge under stated university policy.

Your Responsibilities

As a manager, you are the key individual who must take action to achieve the following:

Note: The university is required to report all occupational diseases and on-the-job injuries resulting in more then one day of disability to the Texas Department of Insurance (TDI) within eight calendar days. Failure to timely file the Employers' First Report of Injury could subject the university to a fine of $25,000/day for each violation. Your department should complete an Employer's First Report of Injury within four calendar days using web application *WCMENU 2.0. For more information about completing the Employer’s First Report of Injury, read about what to do when you notice work-related injury.