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Bar Study Loans

Bar study loans are credit-qualified private loans intended to help cover expenses incurred after graduation while a student prepares for the Bar exam.

You may apply for a Bar Study Loan if you are enrolled at least half time in your final year of study at an ABA-accredited law school, or have graduated from one within twelve months.

You must sit for the bar exam no later than 12 months after graduation.

You must be a U.S. citizen or a non-citizen permanent resident without conditions and with proper evidence of eligibility, or an international student borrowing with a creditworthy cosigner who is a U.S. citizen or non-citizen permanent resident. Depending upon your credit rating, you may be required to apply for the Bar Study Loan with a cosigner.

It is extremely important that you check your credit rating before applying, to ensure your information is accurate and up to date.

Lenders use different credit bureaus to assess your credit worthiness. Information, including the mailing address, telephone number and websites for each of the top three major credit bureaus, is as follows:

Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
www.equifax.com

Experian
P.O. Box 2002
Allen, TX 75013
1 888 397 3742
www.experian.com

TransUnion
P.O. Box 1000
Chester, PA 19022
1-800-888-4213
www.transunion.com